1s and inek analyst comparative table. Report: Purpose, scope and composition of software products of the Analyst series. Investment project for the production and implementation of the software company "Questor plus"

Introduction…………………………………………………………………………….2

Purpose and scope of software products of the series "Analyst"……………………………………………………………………….3

Software complex "INEK-AFSP"……………………………………6

Software complex "INEK-ADP"……………………………………...9

Software complex "INEK-Analyst"……………………………….11

Software complex "Bank analyst"………………………….14

Software complex "INEK-Holding"………………………………..17

Conclusion……………………………………………………………………...18

References……………………………………………………………..20

Applications……………………………………………………………………..21

Introduction

INEK Group is one of the largest IT and consulting companies in Russia. The history of the company began in 1990 with the creation of the first computer program in Russia for the financial analysis of enterprises. A small consulting firm, INEC, developed it for their own use. Since then, the creation of information and analytical software products has become a key business area. INEC group software products are multiple winners international competitions software in finance and business. Among INEC group clients commercial enterprises and organizations, financial institutions, bodies state power and management. The main development of the INEK group is the Analyst series.

"Analyst" is a multidisciplinary series of software products for complete solution most up-to-date financial tasks facing enterprises and organizations of any activities and any scale. Programs included in the series "Analyst" help to solve problems of different levels of complexity. For 17 years on the market of specialized systems for the financial sector, the Analyst series has won the trust of more than 6,000 users. The products of the series are constantly being improved in accordance with the requirements of the time and the wishes of customers.

A series of software products is designed in such a way that each client can choose the appropriate tool for solving financial and economic problems, depending on the tasks facing the enterprise and its financial capabilities.

Purpose and scope of software products of the "Analyst" series

Software products of the Analyst series are designed for a comprehensive solution of the most urgent financial tasks facing organizations and commercial banks today: analysis of accounting and management reporting; plan-fact control and analysis of deviations; development and analysis of the business plan of the enterprise, the plan for the financial recovery of the enterprise; business valuation; calculation of budget efficiency; analysis financial condition borrowers; assessment of the feasibility study of the loan; calculation of reserves taking into account financial position the borrower, the quality of debt service and loan collateral; obtaining information on the loan portfolio in the context of quality categories.

Features and advantages of the "Analyst" series: versatility; ease of implementation and use; a flexible structure that allows clients to create analysis methods that reflect exactly those indicators that are of interest to their enterprises; effective work at enterprises of large, medium and small businesses, as well as in government agencies and public organizations; a wide range of built-in methods of analysis; simple and convenient interface; designed for users of any level of computer knowledge.

INEK-Analyst software products are used for the following purposes:

Internal analysis of the enterprise and the development of a plan for its development. Financial directors, managers of enterprises, as well as external managers identify the production and financial problems of the enterprise, evaluate the effectiveness of its work structural divisions, develop a business plan, choose the most promising directions activities, prepare representative documents to attract additional financial resources, assess the feasibility of restructuring the enterprise.

External analysis and control of enterprises. Organizations using software products of the Analyst series for external analysis and control of enterprises' activities primarily include:

Organs government controlled monitoring the financial condition of enterprises of the city, region and deciding issues of providing financial assistance to enterprises, exercising control over the activities of SUE (state unitary enterprises) and joint-stock companies with a share of state ownership;

Credit departments of commercial banks that make decisions on granting loans to enterprises and organizations;

Holdings assessing the performance of branches and prospects for their development;

Suppliers assessing the company's ability to pay for goods and services;

Auditing and consulting firms that assess the financial and economic condition of enterprises and develop long-term plans their development;

Investors evaluating the investment attractiveness of Russian facilities;

Insurance organizations that analyze the financial and economic condition of policyholders.

This dual focus of programs allows enterprises in need of financial investment to represent organizations that provide financial support, well-prepared documents and "talk" with them in the same language. At the same time, the use of programs of this series by specialists of public authorities makes it possible to create a single information space in the region and to constantly monitor the financial condition of economic entities of cities, regions, and republics. In other words, the programs of the "Analyst" series solve the problem of "transparency" of enterprises and represent full information about their financial potential.

The result of working with the software package is a comprehensive financial and economic analysis the current state of the enterprise and well-prepared, meeting the requirements of leading Russian and international financial institutions business plan, which distinguishes INEC-Analyst from software products of a similar class.

The series of software products "Analyst" includes:

PC "INEK-AFSP" - analysis of the financial condition of enterprises and organizations of any kind of activity;

PC "INEK-ADP" - analysis of the financial and economic condition of enterprises and organizations of any kind of activity;

PC "INEK-Analyst" - analysis and planning of enterprises;

PC "INEK-Holding" - analysis, accounting and planning of activities of subsidiaries;

PC "Banking Analyst" - financial analysis, calculation of reserves for loans, business valuation, analysis of the feasibility study of the loan, plan-factual control.

Software complex "INEK-AFSP"

The program "INEK-AFSP" is designed to analyze the financial condition of enterprises of all types of activities based on external accounting data: forms No. 1, 2, 4 (Appendix 1).

The undoubted advantage of the program is not only a thoroughly developed INEC methodology, but also a mechanism that provides users with the opportunity to create their own analysis methods, describing the algorithms for calculating the indicators used in them. When creating their own analysis methods, the user is given the opportunity to use both initial and analytical data, and an extremely accessible mechanism for selecting formulas for calculating indicators with the ability to view them in words and form their own comments on the created indicators.

The program "INEK-AFSP" allows using the following formats of presented data in the analysis: initial (absolute) values; base growth rates; base growth rates; chain growth rates; chain growth rates; basic absolute deviations; chain absolute deviations; average annual values; average values in form N 2; values on a cumulative total in form N 2 within a year; values in dynamics, for any selected period; values in comparison for 2 periods; values for one date (including the formation of the Financial Report for one date); conversion of monthly data into quarterly and annual data and quarterly data into annual ones, respectively; values in any currency entered in the "Economic Environment" directory and on any scale.

When working with the program, it is possible not only to conduct a financial analysis based on the calculated analytical tables and graphs, but also to receive a detailed conclusion automatically prepared in text form on the financial condition of the enterprise (15-16 pages of text). The INEK-AFSP program also prepares short summary on the financial condition of enterprises. This summary consists of text and graphics (3 pages) and is often used to provide information about the enterprise to the leaders of this enterprise, city, specialists from ministries and departments.

The "INEK-AFSP" program additionally calculates:

Indicators economic efficiency activities of the Federal State Unitary Enterprise (State Unitary Enterprises), financial indicators FSUE audit;

Indicators of economic efficiency of activity of joint-stock companies with a share of federal property;

Cost estimate net assets for joint-stock companies;

Financial and economic condition of business entities with a share of the city;

The presence of signs of fictitious, deliberate bankruptcy;

Financial condition of agricultural producers;

Financial analysis and control of enterprises of strategic importance for the national security of the state or socio-economic significance;

Analysis and examination of the financial condition of organizations;

Analysis of the financial condition of purchasers of shares (stakes) in credit institutions.

The "INEK-AFSP" program is intended not only to analyze the activities of a particular enterprise, but is also indispensable for government bodies when monitoring the financial and economic condition of economic entities of cities, regions, republics, since it:

Allows you to create and maintain up to date a database of business entities (full and short names; actual and legal addresses; TIN, all-Russian classifiers enterprises and organizations, forms of ownership, types of activities, organizational and legal form; Full name, phone, fax and email of the management of the enterprise.

Evaluates the performance of enterprises in filling the budgets of different levels (federal, regional, municipal).

Calculates budget efficiency.

Software complex "INEK-ADP"

The program "INEK-ADP" is designed to analyze (based on accounting and management reporting data) financial and economic activity enterprises and organizations of all types of activities (Appendix 2). This program, including all the features of "INEK-AFSP", additionally allows you to:

Analyze the rate of change in prices for the company's products (goods, services, other revenue items) and the main types of material resources and other costs;

Evaluate the efficiency of the use of material and raw materials and fuel and energy resources;

Analyze the efficiency of production and sale of each type of product, service, product;

Analyze the cost structure of a unit of manufactured products;

Analyze costs per unit of output

Track in dynamics the change in the structure of cost and revenue, the dynamics of the movement of products, resources and goods in the warehouse;

Assess the break-even point and the margin of financial strength of the enterprise;

Conduct factor analysis of profit dynamics;

Analyze changes in labor productivity;

Estimate the commercial margin and the share of wages in revenue;

Allocate indirect costs in proportion to direct wage costs, direct material costs, all direct costs, sales proceeds or volumes of goods produced.

As initial information, not only the data of balance sheets, profit and loss statements, receipts and expenditures are used Money, but also information about the structure of revenue (nomenclature of products, goods, services, cost; quantity; price), costing, purchases of goods and distribution costs, use of profits.

Software complex "INEK-Analyst"

Software package"INEK-Analyst", fully including the capabilities of the "INEK-AFSP" and "INEK-ADP" programs, additionally allows you to perform the full range of work on planning the activities of enterprises: financial and economic analysis; development of a business plan; business plan analysis; analysis of investment efficiency; work with contractors; business valuation; sensitivity analysis; budget efficiency; plan-fact control; consolidation; comparison and monitoring (Appendix 3).

The use of the proposed version of the software complex "INEK-Analyst" allows for a comprehensive analysis of the financial and economic activities of the enterprise in dynamics for a number of periods:

Horizontal and vertical analysis of liabilities and assets of the analytical balance sheet;

Profit and loss indicators (financial results);

Cash inflow and outflow indicators;

Performance indicators;

Solvency indicators;

Indicators of financial stability;

Indicators of the market assessment of the enterprise;

Comparison of the rate of change in prices for products, services, goods and main types of material resources and costs;

Analysis of the efficiency of production and sale of each type of product, product;

Dynamics of the cost structure, revenue, distribution costs; movement of products, resources and goods in the warehouse;

Analysis of the cost structure of a unit of manufactured products;

Cost analysis per unit of output;

Receipt and expenditure of funds;

Break-even point and margin of financial strength of the enterprise;

Factor analysis of profit dynamics;

The efficiency of the administrative and managerial personnel of the enterprise and the dynamics of labor productivity of personnel;

Efficiency in the use of material and raw materials and fuel and energy resources;

The volume of sales per ruble of costs, revenue and profit per employee;

Commercial margin and the share of wages in revenue;

The distribution of indirect costs is proportional to direct labor costs, direct material costs, all direct costs, sales proceeds or volumes of goods produced.

Based on the selected indicators, a comprehensive assessment of the financial condition of the enterprise is calculated with its assignment to one of four groups (the first is highly profitable enterprises with excellent chances for further development; the second is enterprises with a satisfactory level of profitability; the third is enterprises that are on the verge of financial stability; the fourth companies in deep crisis.

The software complex "INEK-Analyst" allows you to evaluate the results of the company's activities in filling the budgets of different levels (federal, regional, municipal).

This software package is available in two versions:

"INEK-Analyst - for enterprise automation whose main activity is the production of products or the provision of services;

"INEK-Analyst" (T) - for the automation of organizations whose main activity is wholesale and retail.

AT new version programs, a mechanism for the formation of an anti-crisis textual financial report was implemented, consisting of the following main sections: a comprehensive assessment of the financial condition, the efficiency of the use of labor resources, the efficiency of sales, the efficiency of management, the efficiency of the use of attracted resources, the efficiency of capital investments.

For government bodies that analyze economic entities and prepare various reports, sorting, sampling of enterprises (organizations) according to various criteria, the most interesting new section in programs called "User Selections" in the "Monitoring" menu. This mode allows you to select enterprises (options) according to user-defined criteria, including indicators created on the basis of your own methods.

In connection with the change in tax legislation, clarifications have been made, including on the payment of VAT, a form “VAT payments” has been added, detailing the relevant calculations. This module can be especially useful for financial analysts involved in tax planning and optimization.

Software complex "Bank analyst"

The software complex "Bank Analyst" is used to maintain the financial dossier of the bank's clients (Appendix 4) and performs the following functions:

1. Maintenance of the financial dossier of the bank's clients. The database of the software complex collects, accumulates and corrects a wide range of data on the activities of bank customers. Data can be received on magnetic media and in the form paper documents.

2. Calculation of reserves taking into account the financial position of the borrower, the quality of debt service and the quality of collateral for the loan in accordance. The Banking Analyst software package implements a mechanism for forming a professional judgment on the category of loan quality and calculating reserves, taking into account the financial position of the borrower, the quality of debt service and the quality of loan collateral in accordance with the Regulation of the Bank of Russia 254-P dated March 26, 2004.

When assessing the financial condition of the borrower, users can use both financial indicators and ratios calculated in the software package, and subjective qualitative indicators. When working with the software package, you can use the proposed INEC methodology or create your own.

The software package also introduced the calculation of financial indicators, in accordance with the Regulation of the Bank of Russia No. 218-P dated March 19, 2004 on the procedure and criteria for assessing the financial position legal entities– founders (participants) of credit institutions.

3. Analysis of the borrower's financial condition based on external accounting data. As initial data for financial analysis, Russian financial statements for different periods or reporting data for enterprises that are on a simplified taxation system are used.

When working with this block of the software package, it is possible to carry out a detailed financial and economic analysis based on calculated analytical tables and graphs, view a graphic video with brief text explanations, study an automatically prepared 15-16-page text Conclusion for the credit committee, generate a short text summary of financial position of the enterprise (3 pages).

4. Internal (economic) analysis of the borrower's condition based on data on the structure of revenue, cost, cash flow.

Information on the structure of revenue, cost, use of profit, etc. is additionally used as initial information. Based on the entered data, the software package allows you to carry out internal analysis the borrower's activities: to analyze the rate of change in prices for the company's products and the main types of material resources and other costs; evaluate the efficiency of the use of material and raw materials and fuel and energy resources; analyze the cost structure of a unit of manufactured products; evaluate the break-even point and the financial strength of the enterprise; conduct a factor analysis of profit dynamics, etc.

5. Development and evaluation of a feasibility study for a loan. In the process of developing a feasibility study, the following final tables are automatically generated:

Financial results;

Inflow and outflow of funds (Cash Flow) in three ways: direct method, indirect method and by type of activity;

Analytical forecast balance;

Production cost calculation;

Movement of products, goods and material resources in the warehouse;

Schedule for attracting and returning borrowed funds, leasing agreements;

Forecast of balance sheet and financial results in US and EU standards (with translation into English language).

When analyzing the presented feasibility study of the loan, the following are assessed: the commercial risk of the implementation of the prepared feasibility study; dynamics of the structure of the property of the enterprise and the sources of its formation; financial stability, solvency, liquidity, efficiency of the planned activity

6. Analyzes the effectiveness of investments. The analysis is carried out in accordance with methodological recommendations for evaluating the effectiveness of investment projects (Second Edition, approved by the Ministry of Economy of the Russian Federation, the Ministry of Finance of the Russian Federation and the Gosstroy of the Russian Federation dated June 21, 1999 No. VK 477). The software complex "INEK-Analyst" performs cash flow modeling, including all cash receipts and expenses related to the implementation of the project for the billing period, taking into account the possibility of using different currencies. Its application increases the degree of economic feasibility of decisions made on the expediency of project implementation.

7. Conducts a real assessment of the value of the company (business). When assessing the value of a company, the discounted cash flow method is used. Based on the results of calculations, the value is formed: of a controlling liquid block of shares, a non-controlling liquid block of shares and a non-controlling illiquid block of shares.

8. Allows you to determine the sensitivity of the feasibility study to market fluctuations and changes in the macroeconomic conditions of activity.

9. Conducts an analysis of deviations of the fact from the plan and the progress of the feasibility study.

10. Allows you to compare the indicators of borrowers in tabular and graphical form and form the bank's loan portfolio.

6. Software complex "INEK-Holding"

The software complex "INEK-Holding" completes the series "Analyst" and allows you to control, analyze, plan, plan-actual control, monitor the activities of organizations various industries: production, services, trade, Agriculture and many others. This software product includes all the capabilities of the INEC-Analyst software systems and is designed to control the activities of subsidiaries (Appendix 5).

The advantage of this software package is that it allows you to:

Analyze the activities of enterprises that are both on the generally accepted and on the simplified taxation system;

Change standard accounting lines by adding your own lines to the balance sheet and income statement;

Take into account the industry and economic specifics of the activities of enterprises;

Implement own methods of financial analysis;

Get practically all methods of analysis regulated by legislative and regulations: for assessing credit risks, assessing the value of net assets, analyzing the performance indicators of the issuer, assessing the value of net assets, financial rehabilitation, assessing state unitary enterprises, JSCs with a state share and others;

Consolidate and analyze financial statements enterprises included in holdings and financial and industrial groups;

Compare and rank the activities of subsidiaries;

Implement plan-fact control.

Conclusion

Programs of the "Analyst" series allow you to solve the following tasks: analysis of accounting and management reporting; plan-factual control, analysis of deviations; development and analysis of the business plan of the enterprise, the plan for the financial recovery of the enterprise; business valuation; calculation of budget efficiency; analysis of the financial condition of borrowers; assessment of the feasibility study of the loan; calculation of reserves taking into account the financial position of the borrower, the quality of debt service and loan collateral; obtaining information on the loan portfolio in the context of quality categories.

Programs of the "Analyst" series are used in their activities: enterprises and organizations that analyze financial and production activities, develop a business plan, an investment project; government bodies; commercial banks; arbitration managers; leasing companies; holdings evaluating the performance of branches and prospects for their development; audit and consulting firms; investors evaluating the investment attractiveness of Russian objects.

The Analyst series includes:

Program "INEK-AFSP" - analysis of the financial condition;

Program "INEK-ADP" - analysis of the financial condition + analysis of economic activity;

Software complex "INEK-Analyst" - analysis of the financial condition + analysis of economic activity + business plan;

The specialized software product "INEK-Analyst (T)" is designed to solve the problems of financial and economic analysis, monitoring, comparison, planning for trade organizations.

Software complex "Banking Analyst" - designed for financial analysis of the borrower, calculation of reserves for loans, business valuation, calculation of the value of net assets, analysis of the feasibility study of the loan, plan-fact control;

The software complex "INEK-Holding" is designed for financial and economic analysis, monitoring, comparison, planning and plan-fact control of enterprises and organizations of any type of activity (production, provision of services, trade, etc.).

Bibliography

http://www.inec.ru

Attachment 1

Appendix 2

Annex 3

Appendix 4

The composition of employees is very ... enterprises of various destination. b) development ... "economist". Software products series « Analyst" intended for...

Investment project for production and sale software supply of the company "Questor plus"

Thesis >> Financial sciences

Independent analysts, economic... organizations; compound link... appointment and region applications; main product characteristics; compliance with standards and regulations; cost characteristic; stage of development product ... software product series ...

Application new information technologies in office work

Abstract >> Industry, production

What compound products and... states in areas regulation applications and implementations... standards series"Information ... functional destination. ... software products difficult to classify into any one category. L.A. Sysoeva, referring to analysts ...

Development of an information system for financial planning for a small business

Thesis >> Informatics

... programmatic products"Intalev" and programmatic products series... offices, production facilities destination, communication services... compound programmatically... to analysts controlled... Timing of data acquisition 7 6 0.9 Region applications 9 7 0.8 Working speed with...

Introduction…………………………………………………………………………….2

1. Purpose and scope of software products of the "Analyst" series……………………………………………………………………….3

2. Software complex "INEK-AFSP"………………………………………6

3. Software complex "INEK-ADP"……………………………………...9

4. Software complex "INEK-Analyst"……………………………….11

5. Software complex "Bank analyst"………………………….14

6. Software complex "INEK-Holding"………………………………..17

Conclusion……………………………………………………………………...18

References……………………………………………………………..20

Applications……………………………………………………………………..21

Introduction

INEC Group is one of the largest IT and consulting companies in Russia. The history of the company began in 1990 with the creation of the first computer program in Russia for the financial analysis of enterprises. A small consulting firm, INEC, developed it for their own use. Since then, the creation of information and analytical software products has become a key line of business. INEK group software products are multiple winners of international software competitions in the field of finance and business. INEC Group's clients include commercial enterprises and organizations, financial institutions, public authorities and administrations. The main development of the INEK group is the Analyst series.

"Analyst" is a multi-profile series of software products for a comprehensive solution of the most urgent financial problems today facing enterprises and organizations of any type of activity and of any scale. Programs included in the series "Analyst" help to solve problems of different levels of complexity. For 17 years on the market of specialized systems for the financial sector, the Analyst series has won the trust of more than 6,000 users. The products of the series are constantly being improved in accordance with the requirements of the time and the wishes of customers.

1. Purpose and scope of software products of the "Analyst" series

Software products of the Analyst series are designed for a comprehensive solution of the most urgent financial tasks facing organizations and commercial banks today: analysis of accounting and management reporting; plan-fact control and analysis of deviations; development and analysis of the business plan of the enterprise, the plan for the financial recovery of the enterprise; business valuation; calculation of budget efficiency; analysis of the financial condition of borrowers; assessment of the feasibility study of the loan; calculation of reserves taking into account the financial position of the borrower, the quality of debt service and loan collateral; obtaining information on the loan portfolio in the context of quality categories.

INEK-Analyst software products are used for the following purposes:

· Internal analysis of the enterprise and the development of a plan for its development. CFOs, managers of enterprises, as well as external managers identify the production and financial problems of the enterprise, evaluate the performance of its structural divisions, develop a business plan, select the most promising areas of activity, prepare representative documents to attract additional financial resources, evaluate the feasibility of restructuring the enterprise.

· External analysis and control of enterprises. Organizations using software products of the Analyst series for external analysis and control of enterprises' activities primarily include:

1. Government bodies that monitor the financial condition of enterprises in the city, region and decide the issues of providing enterprises with financial assistance that control the activities of SUEs (state unitary enterprises) and joint-stock companies with a share state property;

2. Credit departments of commercial banks that make decisions on granting loans to enterprises and organizations;

3. Holdings that evaluate the performance of branches and prospects for their development;

4. Suppliers assessing the ability of the enterprise to pay for goods and services;

5. Auditing and consulting firms that assess the financial and economic condition of enterprises and develop long-term plans for their development;

6. Investors evaluating the investment attractiveness of Russian objects;

7. Insurance organizations that analyze the financial and economic condition of policyholders.

Such a dual focus of programs allows enterprises in need of financial investment to submit to organizations that provide financial support, well-prepared documents and “speak” with them in the same language. At the same time, the use of programs of this series by specialists of public authorities makes it possible to create a single information space in the region and to constantly monitor the financial condition of economic entities of cities, regions, and republics. In other words, the programs of the "Analyst" series solve the problem of "transparency" of enterprises and provide complete information about their financial potential.

The result of working with the software package is a comprehensive financial and economic analysis of the current state of the enterprise and a well-prepared business plan that meets the requirements of leading Russian and international financial organizations, which distinguishes INEC-Analyst from software products of a similar class.

The series of software products "Analyst" includes:

PC "INEK-AFSP" - analysis of the financial condition of enterprises and organizations of any kind of activity;

PC "INEK-ADP" - analysis of the financial and economic condition of enterprises and organizations of any kind of activity;

PC "INEK-Analyst" - analysis and planning of enterprises;

PC "INEK-Holding" - analysis, accounting and planning of activities of subsidiaries;

PC "Banking Analyst" - financial analysis, calculation of reserves for loans, business valuation, analysis of the feasibility study of the loan, plan-factual control.

2. Software complex "INEK-AFSP"

The program "INEK-AFSP" is designed to analyze the financial condition of enterprises of all types of activities based on external accounting data: forms No. 1, 2, 4 (Appendix 1).

When working with the program, it is possible not only to conduct a financial analysis based on the calculated analytical tables and graphs, but also to receive a detailed conclusion automatically prepared in text form on the financial condition of the enterprise (15-16 pages of text). The INEK-AFSP program also prepares a short summary of the financial condition of enterprises. This summary consists of text and graphics (3 pages) and is often used to provide information about the enterprise to the leaders of this enterprise, city, specialists from ministries and departments.

The "INEK-AFSP" program additionally calculates:

· Indicators of economic efficiency of the activity of the Federal State Unitary Enterprise (State Unitary Enterprises), financial indicators of the audit of the Federal State Unitary Enterprise;

· Indicators of economic efficiency of joint-stock companies with a share of federal property;

· Estimation of net asset value for joint-stock companies;

· Financial and economic condition of business entities with a share of the city;

· Presence of signs of fictitious, deliberate bankruptcy;

"INEK-Analyst" is one of the oldest financial analysis programs. Its release began around 1991, on this moment it has several tens of thousands of users and has also been recommended by the Bankruptcy Office. Considering this program from the side of financial analysis, this is one of the strongest systems, primarily in terms of methodological content.

Working with the software package "INEK - Analyst" allows you to conduct a comprehensive analysis of the economic and financial activities of the organization in dynamics for a number of periods:

vertical, as well as horizontal analysis of assets and liabilities of the balance sheet;
indicators of losses and profits (financial results);
indicators of outflow and inflow of funds;
performance indicators that characterize the profitability of investments and activities in general;
solvency indicators that reveal the ability of the enterprise to pay off current debts, as well as the probability of bankruptcy of the enterprise;
indicators of financial stability, which characterize the degree of independence from external sources lending and financing;
indicators of the market valuation of the enterprise, which make it possible to compare its book value with the market value;
compares the rate of change in prices for finished products, goods and services, the main types of material resources, as well as costs;
analyzes the effectiveness of the implementation and production of each type of goods and products;
examines the dynamics of the structure of revenue, cost, movement of products, costs of circulation of resources, as well as goods in stock;
expenditure as well as the receipt of funds;
the stock of financial strength of the enterprise and the break-even point; factor analysis of profit dynamics; efficiency from the use of fuel and energy, material and raw materials and other resources
efficiency from the work of administrative and managerial personnel,
share of wages in revenue and commercial margin; distribution of indirect costs in proportion to direct material costs, wages, all direct costs, sales proceeds or volumes of manufactured products.

From all this variety of coefficients and indicators, the software product selects the main ones that characterize all aspects of the enterprise's activity - the riskiness of business and financial stability enterprises, performance efficiency, short-term and long-term solvency prospects, the quality of enterprise management is being studied. Based on the necessary selected indicators, a comprehensive assessment of the financial condition is calculated with the subsequent assignment of the enterprise to one of the groups (highly profitable enterprises that have excellent chances for development; enterprises with satisfactory profitability, enterprises that are on the verge of financial stability, enterprises that are in deep crisis; ). The use of this complex indicator allows you to track financial changes, the situation of the enterprise in dynamics, as well as determine its rating in relation to other enterprises.

The software product "INEK-Analyst" helps to evaluate the results of the organization's activities in filling the budgets of different levels (federal, municipal, regional).

The indicators of the financial condition of the enterprise can be analyzed for the specified period, as well as in dynamics for several months, years or quarters, and compared with the recommended values. The analysis can be carried out not only according to the initial values, but also according to the chain and basic rates of their growth and growth. The results of the analysis can be automatically converted into any type of currency.

The software product "INEK-Analyst" facilitates the formation of your own method of financial analysis, while describing the algorithms for calculating the indicators used. When creating their own analysis methods, the programmer is given the opportunity to use both analytical and source data: balance sheet, additional data on the balance sheet and report, income statement, analytical balance sheet and report, cash flow, reformed balance sheets. Creating your own analysis methods is simplified, as the user is provided with an extremely accessible mechanism for choosing formulas for calculating indicators with the ability to form their own comments on the created indicators, as well as view them in words.

When working with the software package, it becomes possible to:

view a graphic video with text explanations.
carry out a detailed economic and financial analysis based on the calculated analytical tables and graphs;

Introduction…………………………………………………………………………….2

1. Purpose and scope of software products of the "Analyst" series……………………………………………………………………….3

2. Software complex "INEK-AFSP"………………………………………6

3. Software complex "INEK-ADP"……………………………………...9

4. Software complex "INEK-Analyst"……………………………….11

5. Software complex "Bank analyst"………………………….14

6. Software complex "INEK-Holding"………………………………..17

Conclusion……………………………………………………………………...18

References……………………………………………………………..20

Applications……………………………………………………………………..21

Introduction

"Analyst" is a multi-profile series of software products for a comprehensive solution of the most urgent financial problems today facing enterprises and organizations of any type of activity and of any scale. Programs included in the "Analyst" series help to solve problems of different levels of complexity. For 17 years on the market of specialized systems for the financial sector, the Analyst series has won the trust of more than 6,000 users. The products of the series are constantly being improved in accordance with the requirements of the time and the wishes of customers.

1. Purpose and scope of software products of the "Analyst" series

Software products of the Analyst series are designed for a comprehensive solution of the most urgent financial tasks facing organizations and commercial banks today: analysis of accounting and management reporting; plan-fact control and analysis of deviations; development and analysis of the business plan of the enterprise, the plan for the financial recovery of the enterprise; business valuation; calculation of budget efficiency; analysis of the financial condition of borrowers; assessment of the feasibility study of the loan; calculation of reserves taking into account the financial position of the borrower, the quality of debt service and loan collateral; obtaining information on the loan portfolio in the context of quality categories.

INEK-Analyst software products are used for the following purposes:

· Internal analysis of the enterprise and the development of a plan for its development. Financial directors, managers of enterprises, as well as external managers identify the production and financial problems of the enterprise, evaluate the performance of its structural divisions, develop a business plan, select the most promising areas of activity, prepare representative documents to attract additional financial resources, evaluate the feasibility of restructuring the enterprise.

· External analysis and control of enterprises. Organizations using software products of the Analyst series for external analysis and control of enterprises' activities primarily include:

1. Government bodies that monitor the financial condition of enterprises of the city, region and decide the issues of providing financial assistance to enterprises, exercising control over the activities of SUEs (state unitary enterprises) and joint-stock companies with a share of state ownership;

2. Credit departments of commercial banks that make decisions on granting loans to enterprises and organizations;

3. Holdings that evaluate the performance of branches and prospects for their development;

4. Suppliers assessing the ability of the enterprise to pay for goods and services;

5. Auditing and consulting firms that assess the financial and economic condition of enterprises and develop long-term plans for their development;

6. Investors evaluating the investment attractiveness of Russian objects;

7. Insurance organizations that analyze the financial and economic condition of policyholders.

The series of software products "Analyst" includes:

PC "INEK-AFSP" - analysis of the financial condition of enterprises and organizations of any type of activity;

PC "INEK-ADP" - analysis of the financial and economic condition of enterprises and organizations of any type of activity;

PC "INEK-Analyst" - analysis and planning of enterprises;

PC "INEK-Holding" - analysis, accounting and planning of the activities of subsidiaries;

PC "Banking Analyst" - financial analysis, calculation of reserves for loans, business valuation, analysis of the feasibility study of the loan, plan-fact control.

2. Software complex "INEK-AFSP"

The program "INEK-AFSP" is designed to analyze the financial condition of enterprises of all types of activities based on external accounting data: forms No. 1, 2, 4 (Appendix 1).

When working with the program, it is possible not only to conduct a financial analysis based on the calculated analytical tables and graphs, but also to receive a detailed conclusion automatically prepared in text form on the financial condition of the enterprise (15-16 pages of text). The INEK-AFSP program also prepares a short summary of the financial condition of enterprises. This summary consists of text and graphics (3 pages) and is often used to provide information about the enterprise to the leaders of this enterprise, city, specialists from ministries and departments.

The INEK-AFSP program additionally calculates:

· Indicators of economic efficiency of the activity of the Federal State Unitary Enterprise (State Unitary Enterprises), financial indicators of the audit of the Federal State Unitary Enterprise;

· Indicators of economic efficiency of joint-stock companies with a share of federal property;

· Estimation of net asset value for joint-stock companies;

· Financial and economic condition of business entities with a share of the city;

· Presence of signs of fictitious, deliberate bankruptcy;

· Financial condition of agricultural producers;

· The financial analysis and control of enterprises of strategic importance for national security state or socio-economic importance;

· Analysis and examination of the financial condition of organizations;

· Analysis of the financial condition of purchasers of shares (stakes) in credit institutions.

The INEC-AFSP program is intended not only for analyzing the activities of a particular enterprise, but is also indispensable for government bodies when monitoring the financial and economic condition of economic entities of cities, regions, republics, since it:

Allows you to create and maintain up to date a database of business entities (full and short names; actual and legal addresses; TIN, all-Russian classifiers of enterprises and organizations, forms of ownership, types of activities, legal form; full name, telephone, fax and email management enterprises.

· Evaluates the performance of enterprises in filling the budgets of different levels (federal, regional, municipal).

· Calculates budget efficiency.

3. Software complex "INEK-ADP"

The INEK-ADP program is designed to analyze (based on accounting and management reporting data) the financial and economic activities of enterprises and organizations of all types of activities (Appendix 2). This program, including all the features of "INEK-AFSP", additionally allows you to:

· Analyze the rate of change in prices for the company's products (goods, services, other items of revenue) and the main types of material resources and other costs;

· Evaluate the effectiveness of the use of material and raw materials and fuel and energy resources;

· Analyze the efficiency of production and sale of each type of product, service, product;

· Analyze the cost structure of a unit of manufactured products;

Analyze costs per unit of output

· Track in dynamics the change in the structure of cost and revenue, the dynamics of the movement of products, resources and goods in the warehouse;

· Assess the break-even point and the margin of financial strength of the enterprise;

· Conduct a factor analysis of profit dynamics;

· Analyze changes in labor productivity;

· Assess the commercial margin and the share of wages in revenue;

· Allocate indirect costs in proportion to direct labor costs, direct material costs, all direct costs, sales proceeds, or volumes of output produced.

As initial information, not only data of balance sheets, profit and loss statements, receipts and expenditures of funds are used, but also information on the structure of revenue (nomenclature of products, goods, services, cost; quantity; price), costing, purchases of goods and costs circulation, use of profits.

4. Software complex "INEK-Analyst"

The software complex "INEK-Analyst", fully including the capabilities of the programs "INEK-AFSP" and "INEK-ADP", additionally allows you to perform the whole range of work on planning the activities of enterprises: financial and economic analysis; development of a business plan; business plan analysis; analysis of investment efficiency; work with contractors; business valuation; sensitivity analysis; budget efficiency; plan-fact control; consolidation; comparison and monitoring (Appendix 3).

The use of the proposed version of the INEK-Analytic software package allows for a comprehensive analysis of the financial and economic activities of an enterprise in dynamics over a number of periods:

· Horizontal and vertical analysis of liabilities and assets of the analytical balance sheet;

· Indicators of profits and losses (financial results);

· Indicators of cash inflow and outflow;

· Performance indicators;

· Indicators of solvency;

· Indicators of financial stability;

· Indicators of the market assessment of the enterprise;

· Comparison of the rate of change in prices for products, services, goods and basic types of material resources and costs;

· Analysis of the efficiency of production and sale of each type of product, product;

· Dynamics of the cost structure, revenues, distribution costs; movement of products, resources and goods in the warehouse;

· Analysis of the cost structure of a unit of manufactured products;

· Cost analysis per unit of output;

Receipt and expenditure of funds;

· Break-even point and margin of financial strength of the enterprise;

· Factor analysis profit dynamics;

· The efficiency of the administrative and managerial personnel of the enterprise and the dynamics of labor productivity of personnel;

· Efficiency in the use of material and raw materials and fuel and energy resources;

· The volume of sales per ruble of costs, revenue and profit per employee;

· Commercial margin and the share of wages in revenue;

· Allocation of indirect costs in proportion to direct labor costs, direct material costs, all direct costs, sales proceeds or volumes of output.

Based on the selected indicators, a comprehensive assessment of the financial condition of the enterprise is calculated with its assignment to one of four groups (the first is highly profitable enterprises that have excellent chances for further development; the second - enterprises with a satisfactory level of profitability, the third - enterprises that are on the verge of financial stability, the fourth - enterprises that are in a deep crisis).

The INEK-Analytic software package allows you to evaluate the results of an enterprise's activities in filling the budgets of different levels (federal, regional, municipal).

This software package is available in two versions:

- "INEK-Analyst - for the automation of enterprises whose main activity is the production of products or the provision of services;

- "INEK-Analyst" (T) - for the automation of organizations whose main activity is wholesale and retail trade.

The new version of the programs implements a mechanism for generating an anti-crisis textual financial report, which consists of the following main sections: a comprehensive assessment of the financial condition, the efficiency of using labor resources, sales efficiency, management efficiency, the efficiency of using attracted resources, and the efficiency of capital investments.

For government bodies that analyze business entities and prepare various reports, sorting, sampling of enterprises (organizations) according to various criteria, the most interesting is the new section in the programs, which is called “User Selections” in the “Monitoring” menu. This mode allows you to select enterprises (options) according to user-defined criteria, including indicators created on the basis of your own methods.

5. Software complex "Banking Analyst"

The software complex "Bank Analyst" is used to maintain the financial dossier of the bank's clients (Appendix 4) and performs following features:

The software package also includes the calculation of financial indicators, in accordance with the Regulation of the Bank of Russia No. 218-P of March 19, 2004 on the procedure and criteria for assessing the financial position of legal entities - founders (participants) of credit institutions.

4. Internal (economic) analysis of the borrower's condition based on data on the structure of revenue, cost, cash flow.

Information on the structure of revenue, cost, use of profit, etc. is additionally used as initial information. Based on the data entered, the software package allows for an internal analysis of the borrower's activities: to analyze the rate of change in prices for the company's products and the main types of material resources and other costs; evaluate the efficiency of the use of material and raw materials and fuel and energy resources; analyze the cost structure of a unit of manufactured products; evaluate the break-even point and the financial strength of the enterprise; conduct a factor analysis of profit dynamics, etc.

5. Development and evaluation of a feasibility study for a loan. In the process of developing a feasibility study, the following final tables are automatically generated:

· Financial results;

· Inflow and outflow of funds (Cash Flow) in three ways: direct method, indirect method and by type of activity;

· Analytical forecast balance;

· Calculation of production costs;

· The movement of products, goods and material resources in the warehouse;

· Schedule of attraction and return of borrowed funds, leasing agreements;

· Forecast of balance sheet and financial results in US and EU standards (with translation into English).

6. Analyzes the effectiveness of investments. The analysis is carried out in accordance with the Guidelines for evaluating the effectiveness of investment projects (Second Edition, approved by the Ministry of Economy of the Russian Federation, the Ministry of Finance of the Russian Federation and the Gosstroy of the Russian Federation dated June 21, 1999 No. VK 477). The software complex "INEK-Analyst" performs cash flow modeling, including all cash receipts and expenses related to the implementation of the project for the billing period, taking into account the possibility of using different currencies. Its application increases the degree of economic feasibility of decisions made on the expediency of project implementation.

8. Allows you to determine the sensitivity of the feasibility study to market fluctuations and changes in the macroeconomic conditions of activity.

9. Conducts an analysis of deviations of the fact from the plan and the progress of the feasibility study.

10. Allows you to compare the indicators of borrowers in tabular and graphical form and form the bank's loan portfolio.

6. Software complex "INEK-Holding"

The software complex "INEK-Holding" completes the series "Analyst" and allows you to control, analyze, plan, plan-actual control, monitor the activities of organizations in various industries: production, services, trade, agriculture and many others. This software product includes all the capabilities of INEK-Analyst software systems and is designed to control the activities of subsidiaries (Appendix 5).

The advantage of this software package is that it allows you to:

1. Analyze the activities of enterprises that are both on the generally accepted and on the simplified taxation system;

2. Change the standard lines of financial statements by adding your own lines to the balance sheet and income statement;

3. Take into account the industry and economic specifics of the activities of enterprises;

4. Implement your own methods of financial analysis;

5. Get practically all methods of analysis regulated by legislative and regulatory acts: for assessing credit risks, assessing the value of net assets, analyzing performance indicators of the issuer, assessing the value of net assets, financial recovery, assessing state unitary enterprises, JSCs with a state share and others;

6. Consolidate and analyze the financial statements of enterprises included in holdings and financial and industrial groups;

7. Compare and rank the activities of subsidiaries;

8. Implement plan-factual control.

Conclusion

Programs of the "Analyst" series are used in their activities by: enterprises and organizations that analyze financial and production activities developing a business plan, an investment project; government bodies; commercial banks; arbitration managers; leasing companies; holdings evaluating the performance of branches and prospects for their development; audit and consulting firms; investors evaluating the investment attractiveness of Russian objects.

The Analyst series includes:

· Program "INEK-AFSP" - analysis of the financial condition;

· Program "INEK-ADP" - analysis of the financial condition + analysis of economic activity;

· Software complex "INEK-Analyst" - analysis of the financial condition + analysis of economic activity + business plan;

· Specialized software product "INEK-Analyst (T)" - designed to solve the problems of financial and economic analysis, monitoring, comparison, planning for trade organizations.

· Software complex "Bank Analyst" - designed for financial analysis of the borrower, calculation of reserves for loans, business valuation, calculation of the net asset value, analysis of the feasibility study of the loan, plan-fact control;

· The INEK-Holding software complex is designed for financial and economic analysis, monitoring, comparison, planning and plan-fact control of enterprises and organizations of any kind of activity (production, provision of services, trade, etc.).

Bibliography

Attachment 1

Appendix 2

Annex 3

Appendix 4

Software package " Business analyst", including the full capabilities of the "Financial Analyst" program for financial analysis, additionally allows you to conduct an economic analysis and perform the full range of work on planning activities of enterprises ( business plan, external management plan, evaluation of the economic efficiency of investment projects, feasibility study of the loan).

Financial and economic analysis

Using the software package "Business Analyst" allows you to conduct a comprehensive analysis of the financial and economic activities of the enterprise in dynamics for a number of periods:

Horizontal and vertical analysis of liabilities and assets of the analytical balance sheet
Profit and loss indicators (financial results)
Cash inflow and outflow indicators
Performance indicators
Solvency indicators
Indicators of financial stability
Comparison of the rate of change in prices for products, services, goods and main types of material resources and costs
Analysis of the efficiency of production and sale of each type of product, product (economic analysis)
Dynamics of the cost structure, revenue, distribution costs; movement of products, resources and goods in the warehouse
Analysis of the cost structure of a unit of manufactured products
Cost analysis per unit of output
Receipt and expenditure of funds
enterprises
Factor analysis of profit dynamics
The efficiency of the administrative and managerial personnel of the enterprise and the dynamics of personnel productivity
Efficiency of the use of material and raw materials and fuel and energy resources
Sales volume per ruble of costs, revenue and profit per employee
Commercial margin and the share of wages in revenue
Allocation of indirect costs in proportion to direct labor costs, direct material costs, all direct costs, sales revenue or volumes of output

Based on the selected indicators, it is calculated comprehensive assessment of the financial condition enterprises with assignment to one of four groups ( first- highly profitable enterprises with excellent chances for further development; second- enterprises with a satisfactory level of profitability, third- enterprises that are on the verge of financial stability, fourth companies in deep crisis.

When evaluating the efficiency of enterprises, it is possible to compare the financial indicators achieved by the enterprise with industry standard (recommended) values, i.e. ongoing benchmarking. To achieve this goal, the program Business analyst" for various kinds activities are configured with recommended values for indicators.

Software package "Business analyst" allows you to evaluate the results of the company's activities in filling the budgets of different levels (federal, regional, municipal).

Software package " Business analyst" allows you to create own methods of financial analysis, describing the algorithms for calculating the indicators used in them. When creating their own analysis methods, the User is given the opportunity to use both initial and analytical data: balance sheet (form 1), income statement (form 2), additional data on the balance sheet and report, analytical balance sheet and report, reformed balance sheets, cash flow . When creating your own analysis methods, you do not need to be a programmer, since the User is provided with an extremely accessible mechanism for choosing formulas for calculating indicators with the ability to view them in words and form their own comments on the created indicators.

The program calculates EVA, which is used as a criterion for evaluating the effectiveness of managerial decisions.

When working with this block of the software package, it is possible to:

carry out a detailed financial and economic analysis based on calculated analytical tables and graphs (INEC Methodology);
develop own methods of financial and economic analysis based on any initial data;
study an automatically prepared 15-16-page text Conclusion with an analysis of the causes of the situation and recommendations for improving performance (the INEC methodology);
set up and then use any number of automatically generated own text reports on the financial and economic state of the organization;
provide the management of the enterprise with an automatically prepared summary of the financial position of the enterprise (3 pages of text and graphs - INEC methodology).

Additionally, an analysis is carried out in accordance with the law:

Indicators of economic efficiency of the Federal State Unitary Enterprise (Order of the Ministry of Economic Development and Trade N 320, Ministry of Property of the Russian Federation N 208 MNS N BG-3-21 / 355-a)
Financial indicators for the Report of the head of the Federal State Unitary Enterprise (Decree of the Government of the Russian Federation N1116. Financial indicators for the report of the head of the Federal State Unitary Enterprise are not only calculated in the program, but also automatically filled in the Report supplied with the program
Financial indicators of the FSUE audit

Joint stock companies

financial performance indicators of the issuer (Order of the Federal Financial Markets Service No. 11-46/pz-n)
indicators of economic efficiency of activities of joint-stock companies with a share of federal property (Order of the Ministry of Economic Development and Trade No. 320, Ministry of Property of the Russian Federation No. 208 MNS No. BG-3-21 / 355-a);
determination of the value of net assets (Order of the Ministry of Finance of the Russian Federation N 84n).

financial recovery

Rules for conducting a financial analysis by an arbitration manager (Decree of the Government of the Russian Federation N 367 of June 25, 2003)
Presence of signs of fictitious, deliberate bankruptcy (Decree of the Government of the Russian Federation of December 27, 2004 N 855 "On approval of the Provisional Rules for checking by an arbitration manager the presence of signs of fictitious and deliberate bankruptcy")
Financial condition of agricultural producers (Decree of the Government of the Russian Federation of January 30, 2003 N 52)
Group of financial stability of the debtor (Decree of the Government of the Russian Federation of January 30, 2003 N 52)
Financial analysis and control of enterprises of strategic importance for the national security of the state or socio-economic significance (Order of the Ministry of Economic Development and Trade N 211, FSFR N 295)
Analysis and examination of the financial condition of organizations (Order of the FSFR of Russia N 16)
Assessment of the balance structure (Decree of the FUDN of August 12, 1994 N 31-r, as amended by N 56-r)

Credit organizations

Indicators for assessing the satisfaction of the financial position of legal entities (Regulation of the Bank of Russia N 415-P).

Business plan development

The software package "Business Analyst" allows you to prepare the relevant Russian and international standards investment project, financial recovery plan, loan feasibility study, enterprise restructuring program, etc., paying attention to:

Planning the volume of production and sales of products (cost, quantity, price), taking into account the balance of products and goods in stock
Calculation of the costs of the enterprise for the production and sale of products, taking into account changes in prices for resources, the number of products produced, resource consumption rates
The need to purchase fixed assets, as well as to sell unnecessary equipment with automatic calculation of depreciation;
Planning of income and expenses for non-sales operations
Attracting borrowed funds, taking into account specific loan or leasing agreements with a bank, a government authority, a foreign investor, etc.
Calculation of tax payments taking into account the regional specifics of tax legislation
Working capital management, payables and receivables repayment schedule for counterparties, commissioning of unfinished capital investments

This block of the software package provides the ability to plan the volume of sales of products (goods, services) specific buyers, acquisition of material resources (goods) and fixed assets from specific suppliers, including taking into account excise and customs export-import payments.

Activity planning is possible both in manual mode and using a special module designed for this, which allows you to set in percentages or indices the growth rate or increase in indicators for a specific type of product, service, product (cost, quantity, price), for the entire volume of the enterprise in as a whole, relative to the base or previous period.

The software package "Business Analyst" makes it possible to plan the implementation a specific type of product(acquisition of a specific type of resource) in any currency with automatic conversion of data to the main currency selected when creating the variant.

When developing a business plan, the software package automatically generates a protocol of errors made by the user and suggests ways to eliminate them.

In the process of developing a business plan, the following are automatically generated: resulting tables:

Financial results
Inflow and outflow of funds (Cash Flow) in three ways: direct method, indirect method and by type of activity
Analytical forecast balance
Production costing
The movement of products, goods and material resources in the warehouse
Borrowing and repayment schedule
Leasing agreements

Business plan analysis

The Business Analyst software package will allow you to analyze and evaluate the prepared business plan in terms of:

Commercial risk of implementing the prepared business plan
Efficiency of capital investments (net present value, internal rate of return, index of return, payback period, discounted payback period)
Dynamics of the enterprise property structure and sources of its formation
Unit Cost Structures
Cost analysis per unit of output
Financial stability, solvency, liquidity, efficiency of planned activities
Efficiency of production and sale of each type of product, product, service

When analyzing a prepared business plan, you can use the following features included in the "Business Analyst" complex:

Assess the probability of implementing a business plan based on an automatically prepared textual conclusion on the financial condition of the enterprise at the time of the implementation of the business plan
Carry out a detailed analysis of the prepared business plan based on the calculated analytical tables and graphs

Investment efficiency analysis

The analysis is carried out in accordance with Guidelines for evaluating the effectiveness of investment projects(Second edition, approved by the Ministry of Economy of the Russian Federation, the Ministry of Finance of the Russian Federation and the State Construction Committee of the Russian Federation of June 21, 1999 - VK 477). Software package " Business analyst"carries out the modeling of cash flows, including all cash receipts and expenses related to the implementation of the project for the billing period, taking into account the possibility of using different currencies. Its use increases the degree of economic feasibility of decisions made on the feasibility of implementing projects, while this software package allows you to:

Conduct an analysis of the commercial effectiveness of the investment project as a whole and for the enterprise
Perform investment efficiency calculations for new and existing businesses. For existing economic entities, the calculation is made for the enterprise as a whole by comparing the development options "with the project" and "without the project". At the same time, the formation of the "with the project" option is carried out by making appropriate adjustments to the indicators of the "without the project" option.
Determine the effectiveness of investments in terms of budgets of various levels, which is especially important for making decisions on state support for projects
Assess the financial feasibility of investment projects
Develop various options for financing investment schemes, taking into account the possibility of attracting the resources required for the implementation of the project from various sources (share capital, enterprise funds, loans and borrowings, budget loans, budget allocations and other targeted financing). This block of the software package is intended for enterprises and organizations of all forms of ownership involved in the development, examination and implementation of investment projects. Using this function block allows you to make calculations generally accepted in Russian and international practice investment analysis project performance indicators:

net present value
internal norm profitability
Return on investment index
Simple payback period
Payback period of investments, taking into account discounting

PC usage" Business analyst" makes it possible to conduct an investment analysis, taking into account the influence of the unevenness and heterogeneity of inflation by the method of deflating cash flows.

According to the results of calculations, text analytical investment report.

Working with contractors

The Business Analyst software package allows not only planning the volume of sales of products (goods, services) to specific customers, but also the acquisition of material resources (goods) and fixed assets from specific suppliers, but also analyzing the planned work with the Company's Counterparties, namely:

Plan for the sale of products (goods) by buyers
Repayment schedule for accounts receivable
Plan for the acquisition of material resources (goods) from suppliers
Purchase plan for fixed assets from suppliers
Repayment schedule for suppliers of accounts payable
Schedule of receipt of funds from Buyers;
Schedule of payment of funds to Suppliers;
Cash flow plan for Counterparties.

Business valuation

The undoubted advantage of the "Business Analyst" software package is its ability to obtain a real assessment of the value of the company (business). When assessing the company's value, the discounted cash flow method is used. The software package allows:

Determine the duration of the forecast period, focusing on the growth rate of the company's cash flow
Choose a method for calculating an individual discount rate: a capital asset valuation model, a cumulative construction method
Choose a method for calculating the value in the post-forecast period (residual value): calculation based on the value of net assets, calculation of liquidation value, calculation using the Gordon model
Make final amendments: take into account non-performing assets, discounts depending on the size and liquidity of the acquired block of shares

Based on the results of calculations, the value is formed: of a controlling liquid block of shares, a non-controlling liquid block of shares and a non-controlling illiquid block of shares.

Sensitivity analysis

This section of the software package determines the sensitivity of the business plan to fluctuations in market conditions and changes in macroeconomic conditions of activity.

PC "Business Analyst" allows you to determine how large the margin of safety of the enterprise, i.e. determine the sensitivity of the business plan of the enterprise to changes in various parameters:

Discount rates, inflation
Changes in the cost of acquired fixed assets
Changes in supplier prices for goods and material resources (raw materials, fuel, energy, etc.)
Growth wages workers of the main and auxiliary production, management personnel
Growth fixed costs enterprises
Changes in tax legislation
Changes in prices for products and goods sold to customers

Budget Efficiency

If, when assisting an enterprise, the state directly acts as an investor, allocating budget funds, it is necessary to carry out budget efficiency calculation use of funds. Budget efficiency is determined on the basis of cash inflows to the budgets of all levels and cash outflows from the budgets of all levels and includes the calculation of the ratio between these indicators. The "Business Analyst" software package selects a discount rate that takes into account the alternative efficiency of using the investor's capital and the magnitude of the assessed risks. In the case of nominal cash flows, when calculating the discount rate, it is necessary to take into account such important components as the nominal risk-free rate, the real rate (the rate of return expected by the investor, not adjusted for inflation) and the inflation rate (inflation expectations).

When calculating budget efficiency, the following are determined:

Planned receipts of funds to the budgets of different levels (federal, regional, municipal) with a breakdown by specific types of taxes
Risk free rate of return and net present value
Indicators of monitoring the effectiveness of the activities of state unitary enterprises and joint-stock companies with a share of federal (regional, municipal) property

Plan-actual control

The software complex "Business Analyst" allows you to analyze the deviations of the fact from the plan.

The analysis of deviations of the fact from the plan is carried out in tabular and graphical form according to the following indicators:

Production and sale of each type of product, purchase and sale of each type of goods (quantity, price, stock balances);
Human Resources(number, salary, wage fund);
Specific types of material and fuel and energy resources;
Receipt and expenditure of funds;
Technical and economic indicators;
Financial results (revenue, cost, distribution costs, selling and administrative expenses, non-sales operations, profit, etc.);
Financial indicators (turnover, solvency, liquidity, financial stability, profitability of capital and activities, a comprehensive assessment of the financial condition);
Part of the profit transferred by the State Unitary Enterprise to the federal, regional or municipal budget;
Dividends listed joint stock company with a share of state property in the federal, regional or municipal budget.

Consolidation

The "Business Analyst" software package consolidates the data of the structural divisions of the enterprise and its branches both in fact and according to plans. Based on the consolidated actual data (accounting statements, revenue and cost structure), a detailed financial and economic analysis of the combined option is carried out according to the indicators and methods set out in the Financial and Economic Analysis section.

According to the planned data, the analysis and evaluation of business plans is carried out according to the following indicators and forms: cash flows, financial indicators, forecast balance, financial and economic analysis, assessment of the effectiveness of investments, budgetary efficiency.

Comparison and monitoring

Software package "Business analyst" allows you to compare in tabular and graphical form the results of the work of departments or branches of the enterprise:

Comparison of any number of enterprises (divisions) according to their current financial and economic condition:

Cash inflow and outflow, cash balance
Financial results
Assets and liabilities of the analytical balance
Indicators of liquidity, solvency, financial stability, performance efficiency
Break-even point and financial safety margin
Budget performance indicators
Indicators of analytical forms of regulated analysis
Lines of forms of financial statements (balance sheet form N 1 and Statement of financial results form N 2)

Comparison of any number of enterprises (divisions) according to planned forms and indicators:

Flow of funds
Financial results
Assets and liabilities of the analytical balance
Liquidity, solvency, financial stability, performance efficiency,
Break-even point and financial safety margin
Budget Efficiency
Commercial risk
Efficiency of activities of SUEs and JSCs with a share of state ownership

Monitoring (sorting) of enterprises (divisions) by integrated assessment financial condition with distribution into groups of investment attractiveness.

Monitoring (sorting) of enterprises by integral indicators(indicators of investment efficiency, business valuation, budgetary efficiency).

Monitoring of enterprises for signs of deliberate bankruptcy (according to Decree of the Government of the Russian Federation of December 27, 2004 N 855)

Selection of enterprises by indicators in any configuration (the first 10 with the highest profit, salary. Enterprises with the largest debts to the budget, etc.)

Database monitoring, namely the audit of information on the availability of information on enterprises in the database (data for analysis, information about the management, chief accountant, directories, address, etc.).

The comparison and monitoring modes include a convenient mechanism for selecting enterprises by: types of activity, name, dates, OKPO, TIN, industry, OKFS and OKOPF. In addition, in these modes, it is possible to rank enterprises in descending (ascending) indicators.